If you’re thinking about investing in a fixed deposit, then you’re already on your way to securing your financial future. This is not just a smart move, but also a move where you can find a lot of returns for you.
Investing through a fixed deposit scheme have become widely popular, since they are one of the most stable methods of investing, and you’re assured of getting a return. Once you start looking into FDs, check the interest rate that your bank is offering you and see how much you stand to gain at the end of the tenure period.
Let’s take a look at why fixed deposits are one of the best methods of investment.
They’re One of The Safest Methods of Investing
If you’re thinking of investing in something like the stock market, then you know that there’s a considerable level of risk that you have to take into factor. You could stand to gain a lot, or you could lose everything that you sank in.
But that’s not the case with fixed deposits. They’re known to be one of the safest methods of investing. You can choose FD investment schemes that will always expect a return.
They’re Flexible to Your Needs
By flexible, I mean that they’re essentially tailored to have maturity periods that are suited to your convenience. You can choose to lock in a sum of money for as little or as long as you want. Keep in mind though, that you won’t be able to access the money during that period, since it is in the maturation period. Keep this in mind when you’re thinking of opening a FD account.
You can also tailor your periods so that you can qualify for fixed deposit tax benefits, saving you from having to pay taxes on your investment.
They Can be Compounded if you don’t Need your Money
After the end of the maturity period, if you don’t need the money from the fixed deposit, you can reinvest it again and gain additional interest from the total amount that you got. This compounded interest can add up to a lot of gains over time, so if you’re someone that can trust themselves to have a lot of money tied up with the bank for an extended period of time, then this is definitely something for you to consider.
Relatively Safe For Senior Citizens
If you’re a senior citizen, you’re well aware of how precious your money is. You don’t have a stable salary anymore, so you’ll have to think about managing every little bit. For senior citizens, fixed deposits can be a good way to get some extra cash through the money they already have. This means that you won’t have to spend out of your life savings to ensure that you can get through the remainder of the month.
You’ll also find that banks will offer senior citizens a higher interest rate on FD than regular customers, so you can take advantage of that as well.
You Can Save on Taxes
While in other methods of investments, you can and will be regularly taxed, fixed deposits are only taxable once they break the exemption limit. This means, if you can plan your deposits properly, tax saving methods can be all the more beneficial for you, keeping money in your hands without having to pay taxes unnecessarily.
Other investment routes can be difficult, since you’ll have to do days of research and walk through complicated procedures to get started. That isn’t the case with fixed deposits. They’re relatively easy to open and easier still to maintain.
They Can be a Regular Source of Income
If you have a number of fixed deposits in a number of banks, they can also be a sizable source of income for you, meaning that you can put your other money into other investments, keeping your finances secure.
This means that you won’t have to live from paycheck to paycheck.
Fixed deposits have been around for a long time, and there’s a reason for that. If you’re looking to start investing in these, then you should check out the Fixed Deposit interest rate that your bank offers and see if there’s anyone else that can compete.
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Index Services are dominating the investment markets from quite a long time by now. People who have the preference for diversity when it comes to investment are venturing towards the Thematic Investing. Here is the highlight on the significance of thematic investing.
It is an intuitive investing
This implies that instead of venturing into something unknown you can invest your hard earned money into the ideas as well as the trends that you are fully familiar with and the ones that you find exciting. Having a good knowledge about the same can provide you the capability of making the smart investment choice. As you go in for researching on your own this further makes your position comparatively strong. It further enhances your ability so as to customize your portfolio. You can invest in areas that interest you such as real estate, travel and healthcare.
You can align your values
Here you get the opportunity to be able to align the values that you think are important for you when it comes to your investment. You can simply invest in areas for which you hold the passion or the ones that are primarily focused on the social responsibility. You can simply make the world a better place to live with the help of your investment.
You have a vast choice
There are companies that give you the portfolio well prepared in advance if you so desire. On the contrary, you have the option to create a portfolio for yourself. There is a plethora of option of mutual funds that are available to you as an investor.
Helps to generate alpha
Thematic investing is the best way to get the opportunity for to generate alpha. By imply focusing you’re your investments in the hot spots where you can distribute the sizeable amount of your capital, you can easily generate the alpha. By simply analysing the other portfolios you can come at a decision for yourself.
Gives you flexibility and transparency
By simply creating your own portfolios you open up the gateways to great opportunities. Being able to customize your portfolio is a great advantage in itself. All that you need is to have a great visibility as well as control in addition to the transparency with no hidden cost. You get the clarity of your fractional share as well as the penny.
It is easy to access
Gone are the days when only a limited number of people had an access to the thematic investing due to the fact that the portfolio structures were not only expensive but at the same time restrictive as well as complex that consumed a lot of time for their maintenance. Most of these were available to high net worth investors. Today such is not the case as it has gained popularity, and become accessible for investors f all the brackets.
All in all, this is the significance of thematic investing. If you have still not explored the boundaries of the same, the it is high times for you to do the same.
Be it investors, potential investors or general public who is looking to start investing, everyone gets excited the minute they have extra cash on their hands and one of the usual plans is to invest it for quick profits. People want to start making their money work for them and that’s a very understandable and rational thought but sure enough one needs to be practical about their finances as well. There is a lot of due diligence and groundwork that goes into understanding the financial markets before one must start investing and it’s for their best as well!
An investment making company will generally help you get started with your investment and offer you end-to-end insights into how to make more money and how to invest money to achieve your financial goals. However, there are a few things you as an investor must consider before approaching any Asset Management Company or getting started on your investment journey.
Here are the top 7 things one should consider before they start investing to make more money:
1. Pay Off Prior Dues
No investment can start without you actually being done paying off your dues and clearing your credit. A clean slate for all your debts is very essential to begin investing stress free and focusing on returns.
2. Create Cash Emergency Fund
Before you start investing it is very important for you to have a separate cash fund prepared just in case of emergencies. There is no questioning the volatility of the market and you can’t really depend on redeeming from market when in dire need. Having an emergency fund lets you start your investment journey with a bit more ease.
3. Create Financial Goals
One of the most important questions often asked is how to invest money and earn quick profits! However, there is much more to investing than just expecting returns. It is equally important to have your financial goals set it place and invest accordingly. Be it buying a dream home, car or saving for retirement, an investment making company will know exactly how to help you get started.
4. Understand Financial Instruments
There are tons of financial instruments in the market which offer numerous benefits. The bigger question often is what you as an investor wish to achieve, quick profit, long term stability, lesser risk or just saving for the future? It’s not tough to make more money with your investments as long as your priorities are already quite clear.
5. Due Diligence on Investment Options
Asset Management Companies have a variety of financial instruments that an investor can pick from and ensure that they make more money. If you want to know how to invest money wisely on the other hand then it is best if you do your due diligence on all the financial products in the market and then make an informed decision to earn quick profits.
6. Research on market trends
How to invest money wisely is indeed a question every investor should be asking themselves or the investment making company who is helping them build a portfolio. Keeping updated about the market, staying on top of news in the world markets and knowing the current business trends makes it easier for the investors to pick their financial instruments for investment.
7. Evaluate your risk bearing capacity
Every individual has their own risk bearing capacities. An investment making company will often ask you the risk level your profile fits in as an investor as it helps them decide where and how to invest money and earn quick profits. How to invest money is often a question answered at the expense of how much risk are you willing to take for the same,
As simple and lucrative investing and making quick profit sounds, the truth is that unless you have a foundation in place and thorough research to build up, your investment portfolio won’t be solid.
Are you willing to invest in a more long-term and reliable organic traffic source for your website? Then let’s look at a search engine that can assist you in increasing your traffic.
Interview an Influencer or Get Interviewed by a High-traffic Website
Have you heard of Tim Ferriss, the author of the Four-Hour Work Week?
His podcast is nowadays a staple content type that he provides to his viewers. Tim’s show has world-class performers who share their insights on a variety of topics, and he is well-liked on social media. Do Tim’s fans enjoy the show? So far, the show has received over 50 million downloads. On most days, it’s the most popular business podcast on iTunes.
Interviews, whether on video or audio, are inherently conversational, lively, and engaging. The great aspect is that it’s a win-win situation for both sides. The interviewer is exposed to a new audience, while the interviewee is able to provide his website visitors with new fascinating and authoritative information. You can ask an industry influencer to share your interview with their followers on social media if you interview them. Consider the organic traffic you’ll get from their social media followers, which number in the hundreds of thousands. Consider the level of interest generated by a prior Derek Sivers interview on the Tim Ferriss Show. Derek shared the show’s URL with his 283K followers on Twitter. It won’t hurt if you establish a relationship with the influencer as a result of the interview.
Similarly, being interviewed by a high-ranking website can result in a significant increase in search engine traffic. Harsh Agrawal’s blog, Shoutmeloud, received 35,000+ views in a single day after he was profiled by YourStory. That was the blog’s most popular search engine traffic source (with 600,000+ monthly visitors). Because interviews provide consolidated value, they can be used as a long-term lead generating source for your company. Consider how many bloggers you’ve learned about through interviews on YouTube and other high-authority websites.
You may also conduct a Reddit AMA if you have a very compelling storey to tell. Mateen’s AMA got about generating $85,000 in profit by selling TeeSpring shirts/hoodies received 2000 page views. He also boosted the number of visitors to his website on a daily basis.
By registering as a source with HARO, you can also answer queries from journalists. On HARO, Christopher from Snappa came across this question from Inc Magazine about the future of content marketing. He swiftly responded with a thorough response. He was mentioned in Inc a few weeks later as a result of this. HARO is an excellent strategy to have your brand mentioned on authoritative news sites such as Entrepreneur and Inc. Those backlinks will enhance your search engine traffic and increase your marketing strategy by improving your reputation in Google’s eyes. Contact an SEO agency to find out how you can do this and how they can manage it for you while you work on the bottom line of your business.